ClarifiQ

Money, made clear

AI coach for your real spending

Your money is not messy.It is just hiding in plain sight.

Connect your bank, ask a question, and get a real answer. ClarifiQ is the phone-first money coach that turns raw transactions into the patterns and next moves you would never spot on your own.

See pricing$7.99 / month · cancel anytime
Read-onlyPowered by PlaidCancel anytime
ClarifiQ dashboard with Your Next Best Move, Savings Goals, and Net Cash

Financial Coach

What did I overspend on this month?
Food & Drink ran $91 over your usual. Want to set a target?

On your watchlist

United Airlines — seen 13 times since May.

Plaid-secured connection
No credentials stored
Read-only access
Auto-syncs daily

Ask it · Spot it · Act on it

The shortest path from question to answer.

Three steps you actually do in the app — not three cards of marketing copy.

1

Ask it

Type the question.

No filters, no exports. Ask the coach about a merchant, a category, or a habit and get a real answer from your own data.

ClarifiQ AI coach answering a question about a McDonald's transaction
2

Spot it

Things worth reviewing.

Watchlist surfaces merchants, recurring-looking charges, and unusual changes — the items most worth a second look.

ClarifiQ Watchlist on iPhone — recurring-looking charges ranked by cost
3

Act on it

One clear next move.

The dashboard turns the noise into a single suggested move — what to trim, where to redirect, what to keep an eye on.

ClarifiQ dashboard recommending a Food and Drink target for the next 30 days

The whole product

Five surfaces. One clear money map.

Dashboard, Watchlist, Activity, Coach, Accounts. Each one answers a different question — and they all share the same transactions.

ClarifiQ dashboard with Your Next Best Move, Savings Goals, and Net Cash on iPhone

Dashboard

iPhone

One screen, the only number that matters today.

ClarifiQ Watchlist surfacing recurring-looking charges and merchants worth reviewing on iPhone

Watchlist

iPhone

Charges, merchants, and patterns worth a second look.

ClarifiQ activity view summarizing 90 days of transactions on iPhone

Activity

iPhone

90 days of activity, ranked and ready to scan.

See what changed

Spot jumps in spending, repeated merchants, and weak spots without digging through statements.

Understand why

The AI coach turns raw transactions into context so you know what is actually happening.

Know what to do next

Get one clear next move instead of twelve charts. Fix the drift before it compounds.

Why it feels different

Not another dashboard you have to interpret.

The job isn't tracking — it's understanding. ClarifiQ surfaces what changed, why it changed, and what to do about it. No category-tagging homework required.

  • A coach that knows your data — answers about specific merchants, weeks, or habits.

  • A Watchlist for what matters — recurring-looking charges, repeat merchants, and unusual changes worth reviewing.

  • A clear next-best-move on the dashboard — not twelve charts asking you to interpret them.

ClarifiQ Watchlist on iPhone
ClarifiQ dashboard on iPhone

Next best move

Trim Food & Drink by $91 to free this month.

Pricing

Cancel anytime
$7.99/ month

One simple plan. Everything below included from day one.

AI coach tied to your transactions
Watchlist for things worth reviewing
90-day Activity & spending snapshots
Clear next-best-move on the dashboard
Plaid-secured bank sync
Cancel anytime

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Security

Strong enough for serious money conversations.

Read-only by design

ClarifiQ analyzes your data. It cannot move money or change your accounts.

Bank link via Plaid

Same infrastructure trusted by major fintech apps — your credentials never touch us.

You stay in control

Disconnect a bank or cancel your plan from settings whenever you want.

Common questions

Enough detail to trust it.

Is my bank supported?+

ClarifiQ connects through Plaid, which supports thousands of financial institutions across the US and Canada, including most major banks and credit unions.

Can ClarifiQ move my money?+

No. Bank connections are read-only. ClarifiQ can analyze balances and transactions, but it cannot transfer funds or make changes to your accounts.

What makes this different from a budgeting app?+

Most budgeting tools ask you to set up categories, rules, and workflows. ClarifiQ is designed to reduce that work by surfacing patterns and answering questions directly.

Do I have to enter transactions manually?+

No. Once connected, transactions sync automatically through Plaid so the app stays current without spreadsheet work or manual entry.

Can I cancel anytime?+

Yes. You can manage or cancel your monthly plan from settings, and access continues through the current billing period.

Your spending already has a pattern.ClarifiQ helps you finally see it.

Available on web and iPhone. View pricing